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Glenn Groff

National Producer License #: 18304608

  • No Agent Visit
  • No Medical Exams
  • Benefit Never Changes
  • Tax-Free Benefits
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  • Guaranteed Approval
  • Qualify For Return of Premium

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Available Starting times for Mon, Oct 14, 2024

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Available Starting times for Mon, Oct 14, 2024

Glenn Groff

NPN #: 18304608

  • No Agent Visit
  • No Medical Exams
  • Benefit Never Changes
  • Tax-Free Benefits
  • Premium Never Goes Up
  • Guaranteed Approval
  • Qualify For Return of Premium

Need Help Now?

Tap below to call now

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How much life insurance do I need?

There is not a one-size-fits-all answer for life insurance: the perfect fit depends on your unique circumstances.

To determine much life

insurance you need, ask yourself:

How much do you contribute to your household income? 

If you have children, do you want to save money for their college education?

Would your loved ones be financially prepared to cover your funeral expenses?  

How much debt would you leave behind? 

How will inflation affect these numbers? 

Protecting our community with dependable quality service.

Non-medical plans that are simple and affordable.

Did You Know?

The average funeral expense is currently between $8,000-$12,000

How much life insurance do I need?

There is not a one-size-fits-all answer for life insurance: the perfect fit depends on your unique circumstances.


You will want to look at your income, your health, your family, and your goals to determine how much insurance you need. And keep in mind that your policy can grow with you, so there is no wrong answer.

To determine much life

insurance you need, ask yourself:

How much do you contribute to your household income? 

If you have children, do you want to save money for their college education?

Would your loved ones be financially prepared to cover your funeral expenses?  

How much debt would you leave behind? 

How will inflation affect these numbers? 

How Much Does A Funeral Cost?

Over the last 30 years, funeral expenses have risen more than 225% according to the Consumer Price Index. Statistics from The National Funeral Directors Association (NFDA) show that families paid an average of close to $8,000 for burial with viewing. And that amount/figure does not include the cost of a vault, headstone or the cost of opening or closing  the ground, which can easily add thousands to your bill. And, if you hoped to escape these costs by choosing a cremation with viewing, you may not be saving much, as cremation with viewing costs around $6,000.


One current projection says the average cost of funerals will rise to $17,528 by 2030. Facing these expenses, some families may choose to take on debt in the form of loans or money borrowed from friends. Making financial decisions is not what loved ones need during a difficult time. Instead, they need space for grieving and time to heal. Coordinating arrangements with final expense insurance makes it easy for your family to access the funds they need.

Types Of Final Expense Insurance

The payout to your spouse from a final expense life insurance policy can offset lost income and make life financially easier for your surviving spouse and kids.

Level Death Benefit

Coverage is immediate with a Level Benefit. There is no waiting period for your policy and you have 100% coverage once your policy is in force. 

Graded Death Benefit

There is a waiting period when you buy a Final Expense policy with a Graded Benefit. Each company is different, but a 2-Year waiting period is most common.

Our Amazing Community of #ActionTakers

Our Partners

Our Amazing Community of #ActionTakers

Our Partners

Ask about our children's

whole life plans

You don’t know what the future holds for your children or grandchildren. But you plan anyway, guided by your knowledge and experience. Whether it’s figuring out what hobbies they could pursue or what school they should attend, you take steps to give them the best life possible as they get older.

To help protect your child or grandchild’s future, you can also consider getting them life insurance. It can be a timeless, sustainable reminder of how much you care for the ones you love.

Our Most Recent

Real Life Stories

"I am great-ful that I met you. The process was so simple and now I can protect my daughter.."


- George S.

"There is nothing better than knowing that my kids won't suffer financially. It's going to be hard emotionally, having this in place will give them less to worry about.


- Elizabeth T.

"When I started searching for burial insurance it became confusing. They truly want the best for you!"


-Kathy S.

THINK OF THE INNER CIRCLE AS A 9 WEEK 1 ON 1 AGENT

ACCELERATOR

OUR AMAZING COMMUNITY OF #ACTIONTAKERS

IF YOU READ THIS FAR, HERE'S MY

INVITATION

Let's have a quick 15 minute conversation to see if we can help you. We will discusss lead generation, funnels, compensation, agency growth and more...

t.

Here's my

INVITATION

Let's have a quick 15 minute conversation where we can discuss:

  • What is the right coverage for you.
  • The best company that will cover you
  • The truth about those $9.99 plans
  • The difference between insurances

Glenn Groff

NPN #: 18304608

Licensed States: Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

Complete your application over the phone or simply get your questions answered.

Here's my

INVITATION

Let's have a quick 15 minute conversation where we can discuss:

  • What is the right coverage for you.
  • The best company that will cover you
  • The truth about those $9.99 plans
  • The difference between insurances

Glenn Groff

NPN #: 18304608

Licensed States: Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

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